AAA LENDINGS

所需文件 Required Documents

貸款申請所需文件

本國人查收入 Conventional

1）駕照，EAD工卡或綠卡正反面

2）社安卡

3）最近壹個月的工資單

4）最近兩年的W2和Tax Return，自雇主需要兩年公司的Tax Return和公司執照。如果只有壹年稅單，需要會計師出證明。*One Year Tax Return may be accepted

5）至少2個月的銀行對賬單，足夠的首付款和交易費用

6）如果有其他房産需要：所有房産的貸款，保險，地稅賬單，HOA賬單

7）若有離婚，請提供divorce decree and divorce judgment

1)Driver's License, EAD cards, or Green Card

2)Social Security Card

3)One month Paystubs

4)Two years of tax returns & W-2. For self-employed, two years of company tax returns (If applicable)

*One year tax return maybe acceptable

5)Two months of bank statements

6)Copy of mortgage statements, insurances, property tax statement,and HOA monthly statement for all properties own

7)If divorced, please provide a Divorce decree and divorce judgment

本國人簡易 Reduced Doc

1）駕照，EAD工卡或綠卡正反面

2）社安卡

3）至少2個月的銀行對賬單，足夠的首付款和交易費用

4）如果有其他房産需要：所有房産的貸款，保險，地稅賬單，HOA賬單

5）若有離婚，請提供divorce decree and divorce judgment

6）工作證明：工作職位，薪資，工作起始時間，聯系人，可以谷歌到的單位名稱，查號臺可以查到的辦公電話（不可以是私人住家地址和電話）

1)Driver's License, EAD cards, or Green Card

2)Social Security Card

3)Two months of bank statements

4)Copy of mortgage statements, insurances, property tax statement,and HOA monthly statement for all properties own

5)If divorced, please provide a Divorce decree and divorce judgment

6)VOE (Employer must be searchable through public records)

外國人 Foreigner

1）至少2個月的銀行對賬單，足夠的首付款和交易費用

2）如果有其他房産需要：所有房産的貸款，保險，地稅賬單，HOA賬單

3）若有離婚，請提供divorce decree and divorce judgment

4）工作證明：工作職位，薪資，工作起始時間，聯系人，可以谷歌到的單位名稱，查號臺可以查到的辦公電話（不可以是私人住家地址和電話）

5）護照複印件（Including Visa Page）

1)Two months of bank statements

2)Copy of mortgage statements, insurances, property tax statement,and HOA monthly statement for all properties own

3)If divorced, please provide a Divorce decree and divorce judgment

4)VOE (Employer must be searchable through public records)

5)Copy of passport (Including Visa Page)

*Documents needed to be provided when purchasing property（買賣房屋時需要提供）: Purchase contract,Escrow &Title Report,copy of EMD.

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AAA LENDINGS | NMLS #295075

Phone：1(877)789-8816

Email：hello@aaalendings.com

117 S Garfield Ave, Alhambra, CA 91801